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Background

Accountant in private firm

25 Years Old

Plans to marry in 4 years

Observations
  • Client’s father still works in a private firm and draws a salary of Rs. 60,000
  • Client’s mother and brother earn Rs. 15,000 each as tuition teachers.
  • He has been investing Rs.3000/month in regular mutual funds for the last 4 years.
  • He also pays Rs.1250 as a quarterly premium for a life insurance policy.
  • Client plans to get married in 4 years, and wishes to invest & grow his savings for its expenditure.
Results
 Proper Asset Allocation

Funds of Growth

The Rs.4000 each into 3 funds grew at the rate of 12%

 Proper Asset Allocation

Risks with Rewards

The ELSS investment of Rs.3000/month clocked a growth of 11%

 Proper Asset Allocation

Hitting the mark

At the end of 4 years, the total investment grew up to Rs.10,00,000