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Background

Recently Retired Couple

Received Gratuity, PFs & Other Benefits

Not Using Money Immediately

Observations
  • The couple didn’t wish to use this money immediately and needed it only after 4 years.
  • They wanted to invest up to Rs. 30 lakhs for the time duration and make the money grow.
wealth management
Results
 Proper Asset Allocation
Investment increase

Investment rose over Rs. 25 lakhs.

The total value of their investment rose to Rs.25.54 lakhs at the end of the 3rd year.

 Proper Asset Allocation
Income value increase

Systematic withdrawal of a fixed sum.

After 4 years, the couple will receive Rs.19,000 every month as part of their SWP.

 Proper Asset Allocation
Total investment increase

Total Investment Value Rose To 33.24 Lakhs.

The couple withdrew Rs. 22.80 lakhs by the end of the 14th year, while their total investment value rose to Rs.33.24 lakhs.